/* ROYA — SEO Content Blocks v1.0 */
.page-investment-guide{background:#070f1d;color:var(--text-light)}
.g-grad{background:linear-gradient(135deg,#e8c547 0%,#d4af37 50%,#b8941f 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;font-weight:700}

/* Breadcrumb nav */
.breadcrumb-nav{margin-bottom:1.5rem;font-size:.82rem;color:rgba(255,255,255,.5)}
.breadcrumb-nav ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.4rem;align-items:center}
.breadcrumb-nav li{display:inline-flex;align-items:center;gap:.4rem}
.breadcrumb-nav li:not(:last-child)::after{content:"›";color:rgba(212,175,55,.4);font-weight:600}
.breadcrumb-nav a{color:rgba(255,255,255,.65);text-decoration:none;transition:color .2s}
.breadcrumb-nav a:hover{color:var(--gold)}
.breadcrumb-nav li[aria-current]{color:var(--gold);font-weight:600}

/* Guide hero */
.guide-hero{position:relative;padding:130px 0 4rem;overflow:hidden;background:linear-gradient(180deg,#050a14 0%,#0a1929 70%,#070f1d 100%);border-bottom:1px solid rgba(212,175,55,.1)}
.guide-hero__bg{position:absolute;inset:0;pointer-events:none;background:radial-gradient(ellipse at 25% 30%,rgba(212,175,55,.1) 0%,transparent 55%),radial-gradient(ellipse at 75% 70%,rgba(59,130,246,.06) 0%,transparent 50%)}
.guide-hero__bg::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(212,175,55,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(212,175,55,.04) 1px,transparent 1px);background-size:48px 48px;mask-image:radial-gradient(ellipse at center,#000 0%,transparent 65%);-webkit-mask-image:radial-gradient(ellipse at center,#000 0%,transparent 65%);opacity:.6}
.guide-hero__inner{position:relative;z-index:1;max-width:920px;margin:0 auto;padding:0 2rem}
.guide-hero__eyebrow{display:inline-block;color:var(--gold);font-weight:700;font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:1rem}
.guide-hero__title{font-family:var(--font-display);font-size:clamp(2.2rem,5vw,3.8rem);font-weight:700;line-height:1.08;letter-spacing:-.02em;margin:0 0 1.4rem;color:#fff}
.guide-hero__sub{font-size:clamp(1rem,1.5vw,1.18rem);line-height:1.65;color:rgba(255,255,255,.72);margin:0 0 2.5rem;max-width:760px}
.guide-hero__toc{padding:1.5rem 1.75rem;background:rgba(255,255,255,.03);border:1px solid rgba(212,175,55,.18);border-radius:14px}
.guide-hero__toc strong{color:var(--gold);font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;display:block;margin-bottom:.85rem}
.guide-hero__toc ul{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.6rem .85rem}
.guide-hero__toc li{display:inline-flex}
.guide-hero__toc a{padding:.5rem .9rem;background:rgba(0,0,0,.3);border:1px solid rgba(255,255,255,.08);border-radius:8px;color:rgba(255,255,255,.78);font-size:.82rem;text-decoration:none;transition:all .2s;font-weight:500}
.guide-hero__toc a:hover{border-color:rgba(212,175,55,.4);color:#fff;background:rgba(212,175,55,.08)}

/* Content block base */
.content-block{padding:5rem 0;position:relative;border-bottom:1px solid rgba(255,255,255,.04)}
.content-block--alt{background:linear-gradient(180deg,rgba(255,255,255,.02),rgba(255,255,255,0))}
.content-block__head{max-width:780px;margin:0 auto 3rem;text-align:center}
.content-block__eyebrow{display:inline-block;color:var(--gold);font-weight:700;font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:.85rem}
.content-block__title{font-family:var(--font-display);font-size:clamp(1.75rem,3.2vw,2.6rem);font-weight:700;line-height:1.18;letter-spacing:-.015em;margin:0 0 1rem;color:#fff}
.content-block__lede{font-size:1.05rem;line-height:1.7;color:rgba(255,255,255,.72);margin:0;max-width:680px;margin:0 auto}
.content-block__body{max-width:1000px;margin:0 auto}
.content-block__notes{margin-top:2.5rem;padding:1.75rem 2rem;background:linear-gradient(135deg,rgba(212,175,55,.06),rgba(255,255,255,.01));border:1px solid rgba(212,175,55,.18);border-radius:14px;border-left:3px solid var(--gold)}
.content-block__notes h3{font-family:var(--font-display);font-size:1.15rem;color:var(--gold);margin:0 0 .65rem;font-weight:700;letter-spacing:-.005em}
.content-block__notes p{color:rgba(255,255,255,.78);line-height:1.7;margin:0;font-size:.95rem}

/* Definition cards (3-up grid for ROI explained, payment plans, exit, tax) */
.def-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.def-card{padding:1.6rem 1.7rem;background:linear-gradient(165deg,rgba(255,255,255,.04),rgba(255,255,255,.01));border:1px solid rgba(255,255,255,.07);border-radius:16px;transition:all .35s cubic-bezier(.16,1,.3,1)}
.def-card:hover{border-color:rgba(212,175,55,.3);transform:translateY(-3px);box-shadow:0 20px 40px rgba(0,0,0,.3)}
.def-card h3{font-family:var(--font-display);font-size:1.2rem;color:#fff;margin:0 0 .8rem;font-weight:700;letter-spacing:-.01em}
.def-card p{color:rgba(255,255,255,.72);line-height:1.65;margin:0 0 1rem;font-size:.92rem}
.def-card p:last-child{margin-bottom:0}
.def-card em{color:var(--gold);font-style:normal;font-weight:600}
.def-card strong{color:#fff;font-weight:700}
.def-formula{padding:.7rem 1rem;background:rgba(0,0,0,.3);border:1px solid rgba(212,175,55,.15);border-radius:8px;font-family:'SF Mono',Menlo,monospace;font-size:.82rem;color:var(--gold)}
.def-formula code{font-family:inherit;color:inherit;background:transparent}

/* Benefits grid (6-up numbered) */
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.benefit-card{position:relative;padding:1.7rem 1.7rem 1.7rem 4.2rem;background:linear-gradient(165deg,rgba(255,255,255,.04),rgba(255,255,255,.01));border:1px solid rgba(255,255,255,.07);border-radius:16px;transition:all .3s}
.benefit-card:hover{border-color:rgba(212,175,55,.3)}
.benefit-card__num{position:absolute;top:1.7rem;left:1.5rem;font-family:var(--font-display);font-size:1.65rem;font-weight:700;color:var(--gold);line-height:1;letter-spacing:-.02em;width:2.2rem}
.benefit-card h3{font-family:var(--font-display);font-size:1.15rem;color:#fff;margin:0 0 .55rem;font-weight:700;letter-spacing:-.01em}
.benefit-card p{color:rgba(255,255,255,.72);line-height:1.6;margin:0;font-size:.9rem}

/* Comparison table */
.comp-table-wrap{overflow-x:auto;border-radius:14px;border:1px solid rgba(212,175,55,.18);background:rgba(255,255,255,.02);-webkit-overflow-scrolling:touch}
.comp-table-wrap:focus{outline:2px solid var(--gold);outline-offset:2px}
.comp-table{width:100%;border-collapse:collapse;font-size:.92rem;min-width:560px}
.comp-table caption{padding:1rem 1.25rem;font-size:.82rem;color:rgba(255,255,255,.55);text-align:left;border-bottom:1px solid rgba(255,255,255,.06);background:rgba(212,175,55,.03);caption-side:top}
.comp-table thead th{background:rgba(212,175,55,.08);color:#fff;font-weight:700;text-align:left;padding:1rem 1.25rem;font-size:.92rem;border-bottom:1px solid rgba(212,175,55,.25)}
.comp-table thead th:not(:first-child){text-align:center}
.comp-table tbody th{font-weight:600;text-align:left;padding:.85rem 1.25rem;color:rgba(255,255,255,.85);font-size:.88rem;border-bottom:1px solid rgba(255,255,255,.05);background:rgba(0,0,0,.18);white-space:nowrap}
.comp-table tbody td{padding:.85rem 1.25rem;color:rgba(255,255,255,.78);text-align:center;border-bottom:1px solid rgba(255,255,255,.05);font-size:.9rem;font-variant-numeric:tabular-nums}
.comp-table tbody tr:last-child th,.comp-table tbody tr:last-child td{border-bottom:0}
.comp-table tbody tr:hover{background:rgba(212,175,55,.04)}

/* HowTo ordered list */
.howto-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;counter-reset:howto}
.howto-list li{display:flex;gap:1.1rem;align-items:flex-start;padding:1.4rem 1.5rem;background:linear-gradient(165deg,rgba(255,255,255,.04),rgba(255,255,255,.01));border:1px solid rgba(255,255,255,.07);border-radius:14px;transition:all .3s}
.howto-list li:hover{border-color:rgba(212,175,55,.3)}
.howto-list__num{flex-shrink:0;width:36px;height:36px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#d4af37,#b8941f);color:#0a1929;font-family:var(--font-display);font-weight:700;font-size:1rem;border-radius:10px;line-height:1}
.howto-list h3{font-family:var(--font-display);font-size:1.05rem;color:#fff;margin:0 0 .4rem;font-weight:700;letter-spacing:-.005em}
.howto-list p{color:rgba(255,255,255,.72);line-height:1.6;margin:0;font-size:.88rem}

/* Glossary */
.glossary{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem 2rem;margin:0;padding:1.5rem;background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.06);border-radius:14px}
.glossary>div{padding-bottom:.85rem;border-bottom:1px solid rgba(255,255,255,.05)}
.glossary>div:last-child,.glossary>div:nth-last-child(2){border-bottom:0}
.glossary dt{font-family:var(--font-display);font-size:1.05rem;color:var(--gold);font-weight:700;margin-bottom:.3rem;letter-spacing:-.005em}
.glossary dd{color:rgba(255,255,255,.72);line-height:1.6;margin:0;font-size:.88rem}

/* FAQ accordion */
.faq-accordion{max-width:800px;margin:0 auto;display:flex;flex-direction:column;gap:.5rem}
.faq-item{background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.07);border-radius:12px;overflow:hidden;transition:border-color .25s}
.faq-item[open]{border-color:rgba(212,175,55,.3);background:rgba(212,175,55,.04)}
.faq-item__q{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.1rem 1.4rem;cursor:pointer;font-weight:600;color:#fff;font-size:.98rem;line-height:1.4;list-style:none;user-select:none;transition:background .2s}
.faq-item__q::-webkit-details-marker{display:none}
.faq-item__q:hover{background:rgba(212,175,55,.05)}
.faq-item__chev{color:var(--gold);flex-shrink:0;transition:transform .3s cubic-bezier(.16,1,.3,1)}
.faq-item[open] .faq-item__chev{transform:rotate(180deg)}
.faq-item__a{padding:0 1.4rem 1.25rem;color:rgba(255,255,255,.78);line-height:1.7;font-size:.92rem;animation:faqOpen .35s cubic-bezier(.16,1,.3,1)}
@keyframes faqOpen{from{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:translateY(0)}}

/* Guide CTA */
.guide-cta{padding:5rem 0 6rem;background:#070f1d}
.guide-cta__box{position:relative;padding:3.5rem 3rem;text-align:center;background:linear-gradient(135deg,rgba(212,175,55,.08),rgba(19,47,76,.4));border:1px solid rgba(212,175,55,.25);border-radius:24px;overflow:hidden;max-width:880px;margin:0 auto}
.guide-cta__box::before{content:"";position:absolute;top:-50%;right:-15%;width:55%;height:200%;background:radial-gradient(circle,rgba(212,175,55,.18) 0%,transparent 60%);pointer-events:none}
.guide-cta__t{font-family:var(--font-display);font-size:clamp(1.7rem,3vw,2.5rem);color:#fff;margin:.6rem 0 1rem;letter-spacing:-.015em;line-height:1.15;position:relative;z-index:1}
.guide-cta__sub{color:rgba(255,255,255,.72);line-height:1.65;margin:0 0 2rem;font-size:1rem;position:relative;z-index:1;max-width:600px;margin-left:auto;margin-right:auto}
.guide-cta__btns{display:flex;gap:.8rem;justify-content:center;flex-wrap:wrap;position:relative;z-index:1}

/* Reuse btn-inv from earlier deliveries */
.btn-inv{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;padding:.95rem 1.7rem;border-radius:14px;font-family:var(--font-body);font-weight:700;font-size:.95rem;text-decoration:none;border:0;cursor:pointer;transition:all .35s cubic-bezier(.16,1,.3,1);min-height:52px;line-height:1;white-space:nowrap}
.btn-inv--gold{background:linear-gradient(135deg,#e8c547,#d4af37 55%,#b8941f);color:#0a1929;box-shadow:0 8px 28px rgba(212,175,55,.35),inset 0 1px 0 rgba(255,255,255,.25)}
.btn-inv--gold:hover{transform:translateY(-2px);box-shadow:0 14px 38px rgba(212,175,55,.55);color:#0a1929}
.btn-inv--ghost{background:rgba(255,255,255,.04);color:#fff;border:1px solid rgba(212,175,55,.35);backdrop-filter:blur(12px)}
.btn-inv--ghost:hover{background:rgba(212,175,55,.1);border-color:rgba(212,175,55,.6);color:var(--gold);transform:translateY(-2px)}
.btn-inv--lg{padding:1.15rem 2rem;font-size:1rem;min-height:58px}

/* Related links grid */
.related-links{padding:3.5rem 0;max-width:1200px;margin:0 auto}
.related-links__head{text-align:center;max-width:680px;margin:0 auto 2rem}
.related-links__title{font-family:var(--font-display);font-size:clamp(1.5rem,2.5vw,2rem);color:#fff;margin:0 0 .55rem;letter-spacing:-.01em;font-weight:700}
.related-links__intro{color:rgba(255,255,255,.6);margin:0;line-height:1.6;font-size:.95rem}
.related-links__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.related-link{display:flex;flex-direction:column;gap:.45rem;padding:1.4rem 1.5rem;background:linear-gradient(165deg,rgba(255,255,255,.04),rgba(255,255,255,.01));border:1px solid rgba(255,255,255,.07);border-radius:14px;text-decoration:none;color:inherit;transition:all .3s cubic-bezier(.16,1,.3,1)}
.related-link:hover{transform:translateY(-3px);border-color:rgba(212,175,55,.35);box-shadow:0 16px 40px rgba(0,0,0,.3)}
.related-link__cat{display:inline-block;font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);align-self:flex-start;padding:.25rem .55rem;background:rgba(212,175,55,.1);border-radius:6px}
.related-link__t{font-family:var(--font-display);font-size:1.05rem;color:#fff;font-weight:700;line-height:1.3;letter-spacing:-.005em;margin-top:.25rem}
.related-link__d{color:rgba(255,255,255,.62);line-height:1.55;font-size:.85rem}
.related-link__cta{display:inline-flex;align-items:center;gap:.35rem;font-size:.78rem;font-weight:700;color:var(--gold);margin-top:auto;padding-top:.5rem;letter-spacing:.01em}
.related-link__cta svg{transition:transform .25s}
.related-link:hover .related-link__cta svg{transform:translateX(3px)}

/* Responsive */
@media (max-width:1024px){
  .def-grid,.benefit-grid,.related-links__grid{grid-template-columns:repeat(2,1fr)}
  .howto-list{grid-template-columns:1fr}
  .glossary{grid-template-columns:1fr}
  .glossary>div:nth-last-child(2){border-bottom:1px solid rgba(255,255,255,.05)}
}

@media (max-width:768px){
  .guide-hero{padding-top:100px;padding-bottom:3rem}
  .guide-hero__inner{padding:0 1rem}
  .guide-hero__title{font-size:clamp(1.85rem,7vw,2.6rem)}
  .guide-hero__toc{padding:1.1rem 1.2rem}
  .guide-hero__toc ul{gap:.45rem .55rem}
  .guide-hero__toc a{padding:.45rem .75rem;font-size:.78rem}
  .content-block{padding:3rem 0}
  .content-block__head{margin-bottom:2rem;padding:0 1rem}
  .def-grid,.benefit-grid,.related-links__grid{grid-template-columns:1fr;gap:1rem}
  .def-card,.benefit-card{padding:1.4rem}
  .benefit-card{padding-left:3.5rem}
  .benefit-card__num{left:1.2rem;font-size:1.5rem}
  .howto-list{gap:.75rem}
  .howto-list li{padding:1.2rem 1.25rem}
  .comp-table{font-size:.84rem;min-width:520px}
  .comp-table thead th,.comp-table tbody th,.comp-table tbody td{padding:.7rem .9rem}
  .faq-item__q{padding:.95rem 1.1rem;font-size:.92rem}
  .faq-item__a{padding:0 1.1rem 1.05rem;font-size:.88rem}
  .guide-cta{padding:3rem 0 4rem}
  .guide-cta__box{padding:2.5rem 1.4rem;border-radius:18px}
  .guide-cta__btns{flex-direction:column;width:100%}
  .guide-cta__btns .btn-inv{width:100%}
  .related-links{padding:2.5rem 0}
}

/* Print */
@media print{
  .guide-hero__bg,.guide-cta,.related-links{display:none}
  .page-investment-guide{background:#fff;color:#000}
  .content-block{break-inside:avoid;page-break-inside:avoid}
  .faq-item{break-inside:avoid}
  .faq-item[open] .faq-item__chev{transform:none}
}

/* Reduced motion */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
}

/* RTL */
html[dir="rtl"] .breadcrumb-nav li:not(:last-child)::after{content:"‹"}
html[dir="rtl"] .benefit-card{padding:1.7rem 4.2rem 1.7rem 1.7rem}
html[dir="rtl"] .benefit-card__num{left:auto;right:1.5rem}
html[dir="rtl"] .content-block__notes{border-left:0;border-right:3px solid var(--gold)}
html[dir="rtl"] .related-link__cta svg{transform:scaleX(-1)}
html[dir="rtl"] .related-link:hover .related-link__cta svg{transform:scaleX(-1) translateX(-3px)}